A Conflict-Free Financial Blueprint. No Commissions. No Hidden Agenda.

Independent Financial Blueprints & Advisory

The financial system is rigged to sell you products.

Most traditional wealth management firms do not sell independent plans. They sell high-fee financial products to hit internal corporate commission targets. They trap your capital in mutual funds and insurance policies that serve their corporate balance sheet—not your future.

Real Clear Path breaks that conflict of interest.

With nearly three decades of senior executive experience across banking, investment management, and venture capital, I know exactly how the corporate financial machine operates, where hidden fees are buried, and how institutional structures exploit client blind spots.

We deliver 100% independent financial advice under a strict, uncompromised rule:

Zero product commissions.

Zero mutual fund sales.

Zero insurance pushing.

We charge strictly on a flat-fee or hourly basis. You get a clear, objective financial blueprint designed solely to organize your money, protect your capital, and secure your financial perimeter within your local guidelines. No corporate fluff. No sales pressure. Just a real, clear path forward.

Structured Advisory Packages (All Fees in USD)

Flexible Settlement in USD, CAD, or BRL
All primary fees are structured in USD. Localized billing options are fully supported for clients utilizing Canadian or Brazilian bank accounts. Inquire for current regional rates.

We work strictly on an independent fee basis. We sell no financial products, meaning our only priority is the accuracy and safety of your plan.

🥈 SILVER – Foundations Package

Price: $750 USD / Year (or $375 USD every 6 months)

Best For: Professionals, self-employed individuals, and those establishing a clean financial perimeter.

Includes: 1x 90-minute initial planning session, 2x 75-minute check-ins over 12 months, written summary blueprint, and focused strategy on budgeting, cash flow, and debt reduction.

🥇 GOLD – Personal Planning Package

Price: $1,500 USD / Year (or $150 USD monthly / $750 USD every 6 months)

Best For: Professionals or couples who want long-term structure, accountability, and a complete financial blueprint. Includes: 1x 2-hour onboarding, 4x 75-minute strategy sessions (quarterly), full written financial plan (PDF), retirement projections, investment-allocation analysis, and private educational video access.

Scope: General advisory operating independently within your local guidelines (Canada, US, or Brazil).

💎 PLATINUM – Premium Concierge Package

Price: $3,000 USD / Year (or $275 USD monthly / $1,500 USD every 6 months)

Best For: High-performing professionals, business owners, and individuals requiring hands-on, advanced support and deeper coordination. Includes: Everything in GOLD, plus 6x 75-minute bi-monthly sessions, independent portfolio fee audit, up to 2 hours of direct coordination with your personal accountants or lawyers, secure digital vault, and priority 24-hour turnaround support.

Scope: Advanced multi-jurisdictional asset organization and local tax-planning alignments within your physical location.

⏱️ Hourly Advisory & General Consulting Services — $250 USD / Hour

Available for targeted, specific questions, portfolio check-ins, second opinions on bank proposals, or major financial decisions. You buy only the time you need.

Secure Your Perimeter — Connect Directly. All new relationships begin with a free 30-minute consultation to assess fit and review your goals.

Strategic Advisor: Larry Larose

Primary Digital Hub: realclearpath.com