Real. Clear. Path.

Our Services:

We simplify the complexities of financial growth, peak performance, and lifestyle success — guiding you personally and professionally toward a real clear path to your greatest potential.

  1. Strategic Financial Planning and Education

    Tailored solutions to build, protect, and grow your legacy with clarity and confidence.

  2. Business and Life Transition Coaching

    Guiding you through pivotal changes with structure, insight, and purpose.

  3. Peak Performance Health and Wellness Coaching

    Elevating your energy, resilience, and vitality for lasting success in every area of life.

  4. Mastery in Advanced Communication Skills

    Strengthening influence, leadership, and connection through precision and authenticity.

Larry V LaRose, Founder and CEO

At Real Clear Path, we’re not just offering financial planning; we’re providing clarity, education, and a true understanding of how financial decisions impact your future. The driving force behind the creation of Real Clear Path stems from a gap I’ve observed as a science and finance professional across three countries — Canada, the United States & Brazil. In my decades of experience as a client, a financial advisor, and a senior executive at large banks & investment institutions, along with a directorship at a financial news media outlet and my time spent working alongside top scientists, I’ve seen a clear and troubling pattern: people are not properly educated on how to manage their finances. Most traditional educational systems, from high school to master’s programs, fail to equip students with even the basics of personal finance. As a result, many graduates find themselves in debt, using credit irresponsibly, and unsure of even simple concepts like setting up a savings plan or understanding dollar-cost averaging. These are basic tools that should be fundamental to everyone’s financial literacy, but unfortunately, most are not taught in schools.

The financial industry is no better. When people first meet with a financial planner, many are unaware of what to expect. Often, they only know financial advisors through one being a friend or a family member. While these connections are well-intentioned, they frequently result in poor outcomes because the due diligence & professionalism needed for sound financial advice get glossed over. Many individuals don’t even realize that the person they’re meeting with might not be a true financial planner at all, but rather a mutual fund salesperson focused more on selling than truly advising.

I’ve had the privilege of attending numerous conferences, internationally where I’ve learned from leading experts in behavioral sciences including the science of trust & the gaps of knowledge between professionals and their clients - and how that becomes unsustainable long term. These insights have deeply influenced how we operate at Real Clear Path, emphasizing transparency & the education factor, and the importance of understanding the behavioral dynamics between clients and financial professionals. It’s not just about giving advice, it’s about building a long-term relationship based on mutual trust and understanding.

Real Clear Path was created to address these issues head-on. My mission is simple: empower you with the knowledge you need to confidently manage your finances, build wealth, and make informed decisions that align with your goals. Real Clear Path offers a comprehensive, step-by-step process, where we work closely with you to ensure that you understand every part of your financial journey. From the moment we begin, we’ll walk you through a custom-tailored roadmap, using clear, understandable language to explain each step. You’ll also receive a personalized checklist template, a tool we’ll build together and use throughout the process to ensure nothing important gets missed. This step-by-step guide keeps your decisions aligned with your goals, reduces costly mistakes, and ensures you’re never left behind or rushed through any part of your journey.

At Real Clear Path, we don’t just stop at providing a financial plan. We offer ongoing education, with resources like a personalized, updatable PDF roadmap and a financial guide you can carry with you for years to come. This roadmap will adapt to your evolving needs, whether you’re focused on short-term goals, long-term wealth building, or specific transitions in your life. Our goal is to provide more than just advice; we’re here to offer clarity, so you always feel in control of your financial future. At Real Clear Path, we intentionally limit the number of clients we work with at any one time, allowing us to focus deeply on the details that matter most to each individual’s success.

When you choose Real Clear Path, you’re not just choosing a service; you’re choosing a partner who is deeply invested in your success. Our unique approach goes beyond just giving you a financial plan; we offer ongoing support and guidance, ensuring that your goals are always within reach. Whether you’re looking for expert financial advice, a deeper understanding of how to build wealth, or guidance on behavioral finance and personal growth, RealClearPath is here to help you achieve success with confidence.

Founder’s Message: A Better Way Forward

Real.    Clear.    Path.   Commentary:

July 22nd, 2025: Crypto’s Big Break: How 2025’s Landmark Bills Ignite Bitcoin, Ethereum, Solana, and Empower Everyday Investors

Hey there, it’s Larry, your guide at Real Clear Path, where we’re all about forging your financial path with clarity and freedom. As a Bitcoin believer since 2016, I’ve seen crypto evolve from a niche idea to a global force. The recent passage of three major U.S. crypto bills, GENIUS, CLARITY, and Anti-CBDC Acts, in July 2025 has sent shockwaves through the market, reshaping the landscape for Bitcoin (BTC), Ethereum (ETH), Solana (SOL), investment firms, and everyday people like you. Let’s dive into what this means, why it’s a game-changer, and how it empowers us all to thrive unbound.

The Bills: A New Dawn for Crypto

The GENIUS Act regulates stablecoins, requiring issuers like Circle to hold fully backed reserves and comply with anti-money laundering rules, boosting trust in digital assets. The CLARITY Act defines what qualifies as a cryptocurrency versus a security, giving platforms like Ethereum and Solana clearer legal footing. The Anti-CBDC Act blocks the Federal Reserve from launching a central bank digital currency, preserving the decentralized spirit of crypto. These bills, passed during “Crypto Week” (July 14–18, 2025), signal a pro-crypto shift in Washington, backed by President Trump’s vision to make the U.S. a crypto hub.

Impact on Bitcoin (BTC)

Bitcoin, the “digital gold,” broke $120,000 USD on July 14, 2025, as these bills fueled optimism. Its market cap now sits at $2.4 trillion, with $150 billion in spot BTC ETF assets under management. The CLARITY Act solidifies BTC’s status as a non-security, attracting institutional giants like BlackRock, whose IBIT ETF generates record revenue. For everyday investors, Trump’s executive order (signed July 2025) opens 401(k) plans to BTC, potentially funneling billions from $8.9 trillion in retirement savings. This could drive BTC to $175,000–$185,000 by year-end, though its volatility (four times the S&P 500, 2021–2023) means caution is key. For you, this means easier access to BTC as a hedge against inflation (U.S. 3.1%, Brazil 4.8%, 2025), but diversify to manage risk.

Impact on Ethereum (ETH)

Ethereum, up 45% in the last 30 days to $3,762, is regaining steam. The GENIUS Act’s stablecoin clarity boosts ETH’s DeFi ecosystem, with $230 billion in stablecoins (e.g., USDC) powering payments on Ethereum’s blockchain. The CLARITY Act eases regulatory fears, spurring ETF inflows ($164 billion across BTC/ETH ETFs). Ethereum’s Pectra upgrade (May 2025) cuts transaction costs, making it competitive with Solana. For investment firms, ETH’s institutional appeal (84% of Coinbase users buying, July 2025) and staking potential (up to 18% yields) make it a portfolio staple. For everyday people, ETH’s accessibility via platforms like Coinbase means you can stake small amounts for passive income, though high network traffic can slow transactions.

Impact on Solana (SOL)

Solana, trading at $194.58 (up 18.2% in a week), is the altcoin star. Its speed (65,000 transactions/second) and low fees ($0.00025) make it a DeFi and NFT powerhouse, surpassing Ethereum’s $94.8 billion DEX volume. The CLARITY Act’s non-security designation and potential Solana ETF approval (filed by Cboe, 2025) have drawn institutional interest, with SOL’s market cap hitting $104.7 billion. For firms, SOL’s 500% TVL growth (e.g., Liquid Collective’s $1.3 billion) signals high-growth potential, though past outages raise reliability concerns. For you, SOL offers affordable entry into DeFi (e.g., via Radium DEX), perfect for Brazilians using Pix or Canadians dodging bank fees ($10–$20/month). But, its volatility (80%, twice BTC’s) demands careful allocation.

What This Means for Investment Firms

Firms like Coinbase and Robinhood are set to thrive, with the U.S. crypto trading market share expected to grow from 10% to 13% (Bernstein, 2025). The GENIUS and CLARITY Acts enable regulated players to launch tokenized equities and derivatives, potentially tokenizing $230 billion in assets. BlackRock and Franklin Templeton are already integrating SOL and ETH into funds, while Charles Schwab plans spot BTC/ETH trading. However, firms must navigate volatility risks, Solana’s 12x stock market volatility (2021–2023), and ETH’s network congestion could deter conservative investors.

Everyday People: Empowered to Thrive

For the 1.3 billion unbanked (45 million in Brazil), these bills make crypto more accessible. Stablecoins on Ethereum/Solana cut remittance fees by 15% via Pix, saving $2 billion annually for Brazilian migrants. The Anti-CBDC Act ensures you control your wealth, not central banks. With 60% of Americans expecting crypto’s value to rise under Trump (Security.org, 2025), you can invest small amounts in BTC ($120,000), ETH ($3,762), or SOL ($194.58) via apps like Binance. But, 40% of crypto owners worry about security—use Web3 wallets or cold storage to protect funds.

The Big Picture

These bills mark crypto’s mainstream moment, with the market cap hitting $4 trillion (CoinTelegraph, July 2025). BTC remains the safe bet, ETH the DeFi leader, and SOL the high-growth contender. For investment firms, it’s a $9 trillion opportunity in 401(k)s and tokenized assets. For you, it’s freedom to bypass banks, hedge inflation, and build wealth. At Real Clear Path, we’re here to guide you through this new frontier. Curious? Book a free Clarity Call at realclearpath.com to explore your crypto path.

*US Dollars