Real. Clear. Path.

At Real Clear Path, we’re not just offering financial planning; we’re providing clarity, education, and a true understanding of how financial decisions impact your future. The driving force behind the creation of Real Clear Path stems from a gap I’ve observed As a science and finance professional across three countries — Canada, the United States & Brazil. In my decades of experience as a client, a financial advisor, and a senior executive at large banks & investment institutions, along with a directorship at a financial news media outlet and my time spent working alongside top scientists, I’ve seen a clear and troubling pattern: people are not properly educated on how to manage their finances. Most traditional educational systems, from high school to master’s programs, fail to equip students with even the basics of personal finance. As a result, many graduates find themselves in debt, using credit irresponsibly, and unsure of even simple concepts like setting up a savings plan or understanding dollar-cost averaging. These are basic tools that should be fundamental to everyone’s financial literacy, but unfortunately, most are not taught in schools.

The financial industry is no better. When people first meet with a financial planner, many are unaware of what to expect. Often, they only know financial advisors through one being a friend or a family member. While these connections are well-intentioned, they frequently result in poor outcomes because the due diligence & professionalism needed for sound financial advice get glossed over. Many individuals don’t even realize that the person they’re meeting with might not be a true financial planner at all, but rather a mutual fund salesperson focused more on selling than truly advising.

I’ve had the privilege of attending numerous conferences, internationally where I’ve learned from leading experts in behavioral sciences including the science of trust & the gaps of knowledge between professionals and their clients - and how that becomes unsustainable long term. These insights have deeply influenced how we operate at Real Clear Path, emphasizing transparency & the education factor, and the importance of understanding the behavioral dynamics between clients and financial professionals. It’s not just about giving advice, it’s about building a long-term relationship based on mutual trust and understanding.

Real Clear Path was created to address these issues head-on. My mission is simple: empower you with the knowledge you need to confidently manage your finances, build wealth, and make informed decisions that align with your goals. Real Clear Path offers a comprehensive, step-by-step process, where we work closely with you to ensure that you understand every part of your financial journey. From the moment we begin, we’ll walk you through a custom-tailored roadmap, using clear, understandable language to explain each step. You’ll also receive a personalized checklist template, a tool we’ll build together and use throughout the process to ensure nothing important gets missed. This step-by-step guide keeps your decisions aligned with your goals, reduces costly mistakes, and ensures you’re never left behind or rushed through any part of your journey.

At Real Clear Path, we don’t just stop at providing a financial plan. We offer ongoing education, with resources like a personalized updateable PDF roadmap, and a financial guide you can carry with you for years to come. This roadmap will adapt to your evolving needs, whether you’re focused on short-term goals, long-term wealth building, or specific transitions in your life. Our goal is to provide more than just advice; we’re here to offer clarity, so you always feel in control of your financial future. At Real Clear Path, we intentionally limit the number of clients we work with at any one time, allowing us to focus deeply on the details that matter most to each individual’s success.

When you choose Real Clear Path, you’re not just choosing a service; you’re choosing a partner who is deeply invested in your success. Our unique approach goes beyond just giving you a financial plan; we offer ongoing support and guidance, ensuring that your goals are always within reach. Whether you’re looking for expert financial advice, a deeper understanding of how to build wealth, or guidance on behavioral finance and personal growth, RealClearPath is here to help you achieve success with confidence.